Common Manual

The Common Manual provides a single, standardized set of current student loan rules and Federal Family Education Loan Program (FFELP) policy guidance. It is available in two formats: the Integrated Common Manual is updated periodically with policies approved by the Governing Board, while the Electronic Common Manual is released annually. Both versions are available for download from the Common Manual website, which also hosts other useful related content, including policies that have been sent out for public comment and changes approved by the Governing Board, as well as bulletin language that corresponds to the approved policy changes.

To view or download the Common Manual:
  1. Visit the Common Manual website.
  2. Click on "Common Manual" and select either the "Integrated Common Manual (ICM)" or "Electronic Common Manual (ECM)" option.
  3. To open the file, click the link. To save the file to your computer, right-click on the link and choose the "Save Target As" option.